/* ============================================================
   GRF Financials — NetVendor-inspired Design System
   ============================================================ */

/* ── CSS Variables ─────────────────────────────────────────── */
:root {
  --navy:        #0a1628;
  --navy-mid:    #0f2040;
  --navy-light:  #1a3358;
  --gold:        #c9a84c;
  --gold-light:  #e2c06b;
  --gold-dark:   #a8882e;
  --white:       #ffffff;
  --off-white:   #f8f9fb;
  --neutral:     #f1f3f7;
  --border:      #e2e6ed;
  --text:        #1a1f2e;
  --text-muted:  #5a6478;
  --text-light:  #8a94a6;
  --accent:      #2563eb;
  --shadow-sm:   0 1px 4px rgba(10,22,40,.07);
  --shadow-md:   0 4px 20px rgba(10,22,40,.10);
  --shadow-lg:   0 12px 40px rgba(10,22,40,.14);
  --radius:      10px;
  --radius-lg:   16px;
  --transition:  .2s ease;
}

/* ── Reset & Base ──────────────────────────────────────────── */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

html { scroll-behavior: smooth; }

body {
  font-family: 'Inter', -apple-system, BlinkMacSystemFont, 'Segoe UI', sans-serif;
  font-size: 16px;
  line-height: 1.7;
  color: var(--text);
  background: var(--white);
  -webkit-font-smoothing: antialiased;
}

img { max-width: 100%; height: auto; display: block; }
a { color: inherit; text-decoration: none; }
ul { list-style: none; }
button { cursor: pointer; border: none; background: none; font-family: inherit; }
input, select, textarea { font-family: inherit; }

/* ── Typography ────────────────────────────────────────────── */
h1 { font-size: clamp(2rem, 5vw, 3.25rem); font-weight: 800; line-height: 1.15; letter-spacing: -.02em; }
h2 { font-size: clamp(1.5rem, 3.5vw, 2.25rem); font-weight: 700; line-height: 1.25; letter-spacing: -.015em; }
h3 { font-size: 1.2rem; font-weight: 700; line-height: 1.35; }
h4 { font-size: 1rem; font-weight: 700; }
h5 { font-size: .8rem; font-weight: 700; text-transform: uppercase; letter-spacing: .08em; }
p { color: var(--text-muted); }

/* ── Container ─────────────────────────────────────────────── */
.container {
  width: 100%;
  max-width: 1200px;
  margin: 0 auto;
  padding: 0 1.5rem;
}

/* ── Buttons ───────────────────────────────────────────────── */
.btn {
  display: inline-flex;
  align-items: center;
  gap: .5rem;
  padding: .75rem 1.5rem;
  border-radius: var(--radius);
  font-size: .9rem;
  font-weight: 600;
  line-height: 1;
  transition: all var(--transition);
  white-space: nowrap;
  cursor: pointer;
}

.btn-sm { padding: .55rem 1.1rem; font-size: .82rem; }
.btn-lg { padding: .9rem 1.9rem; font-size: .95rem; }

.btn-gold {
  background: var(--gold);
  color: var(--navy);
}
.btn-gold:hover { background: var(--gold-light); transform: translateY(-1px); box-shadow: 0 4px 14px rgba(201,168,76,.35); }

.btn-primary {
  background: var(--navy);
  color: var(--white);
}
.btn-primary:hover { background: var(--navy-light); transform: translateY(-1px); }

.btn-outline {
  background: transparent;
  color: var(--navy);
  border: 2px solid var(--navy);
}
.btn-outline:hover { background: var(--navy); color: var(--white); }

.btn-outline-white {
  background: transparent;
  color: var(--white);
  border: 2px solid rgba(255,255,255,.55);
}
.btn-outline-white:hover { background: rgba(255,255,255,.12); border-color: var(--white); }

/* ── Top Bar ───────────────────────────────────────────────── */
.top-bar {
  background: var(--navy);
  color: rgba(255,255,255,.75);
  font-size: .78rem;
  padding: .5rem 0;
}

.top-bar-inner {
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 1rem;
}

.top-bar-left, .top-bar-right {
  display: flex;
  align-items: center;
  gap: 1.25rem;
}

.top-bar a { color: rgba(255,255,255,.75); transition: color var(--transition); }
.top-bar a:hover { color: var(--gold); }

/* ── Header ────────────────────────────────────────────────── */
.site-header {
  position: sticky;
  top: 0;
  z-index: 1000;
  background: var(--white);
  border-bottom: 1px solid var(--border);
  box-shadow: var(--shadow-sm);
}

.nav-wrap {
  display: flex;
  align-items: center;
  gap: 2rem;
  height: 68px;
}

.brand {
  font-size: 1.35rem;
  font-weight: 800;
  color: var(--navy);
  letter-spacing: -.02em;
  flex-shrink: 0;
}
.brand span { color: var(--gold); }

/* ── Primary Nav ───────────────────────────────────────────── */
.primary-nav {
  display: flex;
  align-items: center;
  gap: .25rem;
  margin-left: auto;
}

.nav-item { position: relative; }

.nav-link {
  display: flex;
  align-items: center;
  gap: .3rem;
  padding: .5rem .85rem;
  font-size: .875rem;
  font-weight: 500;
  color: var(--text);
  border-radius: var(--radius);
  transition: all var(--transition);
  white-space: nowrap;
}
.nav-link:hover, .nav-link.active { color: var(--navy); background: var(--neutral); }
.nav-link.active { font-weight: 600; }

.chevron { font-size: .6rem; opacity: .6; }

/* ── Dropdown ──────────────────────────────────────────────── */
.dropdown {
  position: absolute;
  top: calc(100% + 8px);
  left: 50%;
  transform: translateX(-50%);
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-lg);
  padding: .6rem;
  min-width: 260px;
  opacity: 0;
  pointer-events: none;
  transition: opacity var(--transition), transform var(--transition);
  transform: translateX(-50%) translateY(-6px);
}

.nav-item:hover .dropdown {
  opacity: 1;
  pointer-events: all;
  transform: translateX(-50%) translateY(0);
}

.dropdown a {
  display: flex;
  align-items: flex-start;
  gap: .75rem;
  padding: .7rem .85rem;
  border-radius: var(--radius);
  transition: background var(--transition);
}
.dropdown a:hover { background: var(--neutral); }

.dropdown-icon { font-size: 1.25rem; flex-shrink: 0; margin-top: .1rem; }

.dropdown-text {
  display: flex;
  flex-direction: column;
  gap: .15rem;
}

.dropdown-label {
  font-size: .875rem;
  font-weight: 600;
  color: var(--text);
}

.dropdown-desc {
  font-size: .78rem;
  color: var(--text-muted);
}

/* ── Nav CTA ───────────────────────────────────────────────── */
.nav-cta {
  display: flex;
  align-items: center;
  gap: .6rem;
  flex-shrink: 0;
}

/* ── Menu Toggle (Mobile) ──────────────────────────────────── */
.menu-toggle {
  display: none;
  flex-direction: column;
  gap: 5px;
  padding: .5rem;
  margin-left: auto;
}
.menu-toggle span {
  display: block;
  width: 22px;
  height: 2px;
  background: var(--navy);
  border-radius: 2px;
  transition: all var(--transition);
}

/* ── Mobile Nav ────────────────────────────────────────────── */
.mobile-nav {
  position: fixed;
  inset: 0;
  background: var(--white);
  z-index: 2000;
  overflow-y: auto;
  padding: 1.5rem;
  transform: translateX(100%);
  transition: transform .3s ease;
}
.mobile-nav.open { transform: translateX(0); }

.mobile-nav-header {
  display: flex;
  justify-content: space-between;
  align-items: center;
  margin-bottom: 2rem;
  padding-bottom: 1rem;
  border-bottom: 1px solid var(--border);
}

.mobile-nav-close {
  font-size: 1.25rem;
  color: var(--text-muted);
  padding: .5rem;
}

.mobile-nav-section {
  margin-bottom: 1.75rem;
}

.mobile-nav-section h5 {
  color: var(--text-muted);
  margin-bottom: .75rem;
}

.mobile-nav-section a {
  display: block;
  padding: .65rem 0;
  font-size: .95rem;
  font-weight: 500;
  color: var(--text);
  border-bottom: 1px solid var(--border);
}
.mobile-nav-section a:last-child { border-bottom: none; }

.mobile-nav-cta {
  display: flex;
  flex-direction: column;
  gap: .75rem;
  margin-top: 2rem;
}

/* ── Hero ──────────────────────────────────────────────────── */
.hero {
  position: relative;
  min-height: 88vh;
  display: flex;
  align-items: center;
  overflow: hidden;
}

.hero-bg {
  position: absolute;
  inset: 0;
  background-size: cover;
  background-position: center;
  z-index: 0;
}

.hero-overlay {
  position: absolute;
  inset: 0;
  background: linear-gradient(135deg, rgba(10,22,40,.88) 0%, rgba(10,22,40,.65) 60%, rgba(10,22,40,.45) 100%);
  z-index: 1;
}

.hero .container { position: relative; z-index: 2; padding-top: 5rem; padding-bottom: 5rem; }

.hero-content { max-width: 700px; }

.hero-eyebrow {
  display: inline-flex;
  align-items: center;
  gap: .5rem;
  background: rgba(201,168,76,.18);
  color: var(--gold-light);
  border: 1px solid rgba(201,168,76,.35);
  padding: .4rem 1rem;
  border-radius: 50px;
  font-size: .8rem;
  font-weight: 600;
  letter-spacing: .06em;
  text-transform: uppercase;
  margin-bottom: 1.5rem;
}

.hero h1 { color: var(--white); margin-bottom: 1.25rem; }
.hero h1 em { color: var(--gold); font-style: normal; }
.hero > .container > .hero-content > p { color: rgba(255,255,255,.8); font-size: 1.1rem; margin-bottom: 2rem; }

.hero-actions { display: flex; gap: 1rem; flex-wrap: wrap; margin-bottom: 3rem; }

.hero-stats {
  display: flex;
  gap: 2.5rem;
  padding-top: 2rem;
  border-top: 1px solid rgba(255,255,255,.15);
}

.hero-stat-num {
  font-size: 1.75rem;
  font-weight: 800;
  color: var(--gold);
  line-height: 1;
}

.hero-stat-label {
  font-size: .78rem;
  color: rgba(255,255,255,.6);
  margin-top: .3rem;
  text-transform: uppercase;
  letter-spacing: .05em;
}

/* ── Page Hero ─────────────────────────────────────────────── */
.page-hero {
  background: var(--navy);
  padding: 4.5rem 0 3.5rem;
}

.page-hero h1 { color: var(--white); margin-bottom: 1rem; }
.page-hero > .container > p { color: rgba(255,255,255,.7); font-size: 1.05rem; max-width: 650px; }

.breadcrumb {
  display: flex;
  align-items: center;
  gap: .5rem;
  font-size: .8rem;
  color: rgba(255,255,255,.5);
  margin-bottom: 1.25rem;
}
.breadcrumb a { color: rgba(255,255,255,.5); transition: color var(--transition); }
.breadcrumb a:hover { color: var(--gold); }
.breadcrumb span:last-child { color: var(--gold); }

/* ── Sections ──────────────────────────────────────────────── */
.section { padding: 5rem 0; }
.section-neutral { background: var(--off-white); }
.section-dark { background: var(--navy); }
.section-dark h2, .section-dark .section-eyebrow { color: var(--white); }
.section-dark p { color: rgba(255,255,255,.65); }

.section-header { margin-bottom: 3rem; }
.section-header.center { text-align: center; }
.section-header.center p { max-width: 600px; margin: 0 auto; }
.section-header p { margin-top: .75rem; font-size: 1.05rem; }

.section-eyebrow {
  display: inline-block;
  font-size: .75rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: .1em;
  color: var(--gold-dark);
  margin-bottom: .6rem;
}
.section-dark .section-eyebrow { color: var(--gold); }

/* ── Cards ─────────────────────────────────────────────────── */
.cards { display: grid; gap: 1.5rem; margin-top: 2.5rem; }
.two-col { grid-template-columns: repeat(2, 1fr); }
.three-col { grid-template-columns: repeat(3, 1fr); }

.card {
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: var(--radius-lg);
  padding: 2rem;
  box-shadow: var(--shadow-sm);
  transition: box-shadow var(--transition), transform var(--transition);
}
.card:hover { box-shadow: var(--shadow-md); transform: translateY(-2px); }

.section-dark .card {
  background: rgba(255,255,255,.06);
  border-color: rgba(255,255,255,.1);
}
.section-dark .card h3 { color: var(--white); }
.section-dark .card p { color: rgba(255,255,255,.6); }

.card-icon { font-size: 2rem; margin-bottom: 1rem; }
.card h3 { margin-bottom: .5rem; }

/* ── Service Cards ─────────────────────────────────────────── */
.service-card {
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: var(--radius-lg);
  overflow: hidden;
  box-shadow: var(--shadow-sm);
  transition: box-shadow var(--transition), transform var(--transition);
  display: flex;
  flex-direction: column;
}
.service-card:hover { box-shadow: var(--shadow-md); transform: translateY(-3px); }

.service-card-img {
  width: 100%;
  height: 200px;
  object-fit: cover;
}

.service-card-body {
  padding: 1.5rem;
  flex: 1;
  display: flex;
  flex-direction: column;
}
.service-card-body h3 { margin-bottom: .5rem; }
.service-card-body p { flex: 1; font-size: .9rem; }

.service-card-link {
  display: inline-block;
  margin-top: 1rem;
  font-size: .85rem;
  font-weight: 600;
  color: var(--gold-dark);
  transition: color var(--transition);
}
.service-card:hover .service-card-link { color: var(--navy); }

.section-dark .service-card {
  background: rgba(255,255,255,.07);
  border-color: rgba(255,255,255,.12);
}
.section-dark .service-card-body h3 { color: var(--white); }
.section-dark .service-card-body p { color: rgba(255,255,255,.6); }
.section-dark .service-card-link { color: var(--gold); }

/* ── Serve Cards ───────────────────────────────────────────── */
.serve-card {
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: var(--radius-lg);
  padding: 2rem;
  box-shadow: var(--shadow-sm);
}
.serve-card h3 { font-size: 1.1rem; margin-bottom: 1.25rem; }
.serve-card ul { display: flex; flex-direction: column; gap: .6rem; }
.serve-card li {
  display: flex;
  align-items: flex-start;
  gap: .6rem;
  font-size: .9rem;
  color: var(--text-muted);
}
.serve-card li::before {
  content: '→';
  color: var(--gold-dark);
  flex-shrink: 0;
  font-weight: 700;
  margin-top: .05rem;
}

/* ── Split Section ─────────────────────────────────────────── */
.split-section {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 4rem;
  align-items: center;
}
.split-section.reverse { direction: rtl; }
.split-section.reverse > * { direction: ltr; }

.split-img img {
  width: 100%;
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-lg);
}

.split-content h2 { margin-bottom: 1rem; }
.split-content p { margin-bottom: 1rem; }

/* ── Feature List ──────────────────────────────────────────── */
.feature-list { display: flex; flex-direction: column; gap: 1.1rem; margin: 1.5rem 0; }

.feature-item { display: flex; gap: 1rem; align-items: flex-start; }

.feature-check {
  width: 24px;
  height: 24px;
  background: var(--navy);
  color: var(--gold);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: .7rem;
  font-weight: 700;
  flex-shrink: 0;
  margin-top: .15rem;
}

.feature-text { font-size: .9rem; color: var(--text-muted); }
.feature-text strong { display: block; color: var(--text); font-weight: 600; margin-bottom: .15rem; }

.mt-3 { margin-top: 1.5rem; }

/* ── Stats Band ────────────────────────────────────────────── */
.stats-band {
  background: var(--navy);
  padding: 3.5rem 0;
}

.stats-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 2rem;
  text-align: center;
}

.stat-num {
  font-size: 2rem;
  font-weight: 800;
  color: var(--gold);
  line-height: 1;
}

.stat-divider {
  width: 40px;
  height: 2px;
  background: var(--gold);
  margin: .75rem auto;
  opacity: .4;
}

.stat-label {
  font-size: .8rem;
  color: rgba(255,255,255,.6);
  text-transform: uppercase;
  letter-spacing: .06em;
}

/* ── Values Grid ───────────────────────────────────────────── */
.values-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1.5rem;
  margin-top: 2.5rem;
}

.value-card {
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: var(--radius-lg);
  padding: 1.75rem;
  box-shadow: var(--shadow-sm);
  transition: box-shadow var(--transition), transform var(--transition);
}
.value-card:hover { box-shadow: var(--shadow-md); transform: translateY(-2px); }

.value-icon { font-size: 1.75rem; margin-bottom: .85rem; }
.value-card h3 { margin-bottom: .5rem; font-size: 1rem; }

/* ── Process Steps ─────────────────────────────────────────── */
.process-steps {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 2rem;
  margin-top: 2.5rem;
  position: relative;
}

.process-steps::before {
  content: '';
  position: absolute;
  top: 22px;
  left: calc(12.5% + 20px);
  right: calc(12.5% + 20px);
  height: 2px;
  background: linear-gradient(90deg, var(--gold) 0%, var(--gold-light) 100%);
  opacity: .3;
}

.process-step { text-align: center; }

.step-num {
  width: 44px;
  height: 44px;
  background: var(--navy);
  color: var(--gold);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1rem;
  font-weight: 800;
  margin: 0 auto 1rem;
  position: relative;
  z-index: 1;
}

.process-step h4 { margin-bottom: .5rem; }
.process-step p { font-size: .875rem; }

/* ── Testimonials ──────────────────────────────────────────── */
.quote {
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: var(--radius-lg);
  padding: 2rem;
  box-shadow: var(--shadow-sm);
  font-size: .95rem;
  color: var(--text-muted);
  font-style: italic;
  line-height: 1.7;
}

.quote-stars { color: var(--gold); font-size: 1rem; margin-bottom: .75rem; font-style: normal; }

.quote cite {
  display: block;
  margin-top: 1rem;
  font-style: normal;
  font-size: .82rem;
  font-weight: 600;
  color: var(--text);
}

/* ── CTA Band ──────────────────────────────────────────────── */
.cta-band {
  background: var(--navy);
  padding: 4rem 0;
}

.cta-band-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 2rem;
}

.cta-band h2 { color: var(--white); }
.cta-band p { color: rgba(255,255,255,.7); margin-top: .5rem; }

.cta-band-actions { display: flex; gap: 1rem; flex-shrink: 0; flex-wrap: wrap; }

/* ── Service Detail Grid ───────────────────────────────────── */
.service-detail-grid {
  display: grid;
  grid-template-columns: 1fr 320px;
  gap: 3rem;
  align-items: start;
}

/* ── Problem/Solution Grid ─────────────────────────────────── */
.problem-solution-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 1.25rem;
  margin-bottom: 2rem;
}

.ps-card {
  padding: 1.5rem;
  border-radius: var(--radius);
}

.ps-card.problem {
  background: #fff5f5;
  border: 1px solid #fecaca;
}
.ps-card.problem h4 { color: #b91c1c; margin-bottom: .5rem; }
.ps-card.problem p { color: #7f1d1d; font-size: .875rem; }

.ps-card.solution {
  background: #f0fdf4;
  border: 1px solid #bbf7d0;
}
.ps-card.solution h4 { color: #15803d; margin-bottom: .5rem; }
.ps-card.solution p { color: #14532d; font-size: .875rem; }

/* ── Sidebar ───────────────────────────────────────────────── */
.service-sidebar { display: flex; flex-direction: column; gap: 1.5rem; }

.sidebar-card {
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: var(--radius-lg);
  padding: 1.5rem;
  box-shadow: var(--shadow-sm);
}
.sidebar-card h4 { margin-bottom: 1rem; font-size: .95rem; }

.sidebar-nav { display: flex; flex-direction: column; gap: .25rem; }
.sidebar-nav a {
  display: block;
  padding: .6rem .75rem;
  border-radius: var(--radius);
  font-size: .875rem;
  font-weight: 500;
  color: var(--text-muted);
  transition: all var(--transition);
}
.sidebar-nav a:hover { background: var(--neutral); color: var(--text); }
.sidebar-nav a.active { background: var(--navy); color: var(--white); }

/* ── Contact Grid ──────────────────────────────────────────── */
.contact-grid {
  display: grid;
  grid-template-columns: 1fr 380px;
  gap: 3rem;
  align-items: start;
}

.contact-form-wrap h2 { margin-bottom: .5rem; }

.contact-form { display: flex; flex-direction: column; gap: 1.25rem; }

.form-row { display: grid; grid-template-columns: 1fr 1fr; gap: 1.25rem; }

.form-group { display: flex; flex-direction: column; gap: .4rem; }
.form-group label { font-size: .85rem; font-weight: 600; color: var(--text); }

.form-group input,
.form-group select,
.form-group textarea {
  padding: .7rem 1rem;
  border: 1.5px solid var(--border);
  border-radius: var(--radius);
  font-size: .9rem;
  color: var(--text);
  background: var(--white);
  transition: border-color var(--transition), box-shadow var(--transition);
  width: 100%;
}

.form-group input:focus,
.form-group select:focus,
.form-group textarea:focus {
  outline: none;
  border-color: var(--navy);
  box-shadow: 0 0 0 3px rgba(10,22,40,.08);
}

.form-group textarea { resize: vertical; min-height: 120px; }

.contact-info { display: flex; flex-direction: column; gap: 1.5rem; }

.contact-info-card {
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: var(--radius-lg);
  padding: 1.75rem;
  box-shadow: var(--shadow-sm);
}
.contact-info-card h3 { margin-bottom: 1.25rem; font-size: 1.05rem; }

.contact-info-item {
  display: flex;
  gap: 1rem;
  align-items: flex-start;
  margin-bottom: 1.25rem;
}
.contact-info-item:last-child { margin-bottom: 0; }

.contact-info-icon { font-size: 1.25rem; flex-shrink: 0; margin-top: .1rem; }
.contact-info-item strong { display: block; font-size: .875rem; font-weight: 600; color: var(--text); }
.contact-info-item p { font-size: .875rem; margin: .15rem 0 0; }
.contact-info-item a { color: var(--gold-dark); font-weight: 500; }
.contact-info-item a:hover { text-decoration: underline; }

/* ── Footer ────────────────────────────────────────────────── */
.site-footer {
  background: var(--navy);
  padding: 4rem 0 0;
}

.footer-grid {
  display: grid;
  grid-template-columns: 2fr 1fr 1fr 1fr;
  gap: 3rem;
  padding-bottom: 3rem;
  border-bottom: 1px solid rgba(255,255,255,.1);
}

.footer-brand h3 {
  font-size: 1.35rem;
  font-weight: 800;
  color: var(--white);
  margin-bottom: .75rem;
}
.footer-brand h3 span { color: var(--gold); }
.footer-brand p { color: rgba(255,255,255,.55); font-size: .875rem; line-height: 1.6; }

.footer-contact-item {
  font-size: .82rem;
  color: rgba(255,255,255,.5);
  margin-bottom: .4rem;
}
.footer-contact-item a { color: rgba(255,255,255,.5); transition: color var(--transition); }
.footer-contact-item a:hover { color: var(--gold); }

.footer-col h4 {
  font-size: .8rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: .08em;
  color: rgba(255,255,255,.5);
  margin-bottom: 1rem;
}

.footer-col ul { display: flex; flex-direction: column; gap: .6rem; }
.footer-col a {
  font-size: .875rem;
  color: rgba(255,255,255,.65);
  transition: color var(--transition);
}
.footer-col a:hover { color: var(--gold); }

.footer-bottom {
  display: flex;
  justify-content: space-between;
  align-items: center;
  padding: 1.5rem 0;
  font-size: .78rem;
  color: rgba(255,255,255,.35);
}
.footer-bottom a { color: rgba(255,255,255,.35); transition: color var(--transition); }
.footer-bottom a:hover { color: var(--gold); }

/* ── Vertical Process Steps (for What to Expect sidebar) ───── */
.process-steps-vertical {
  display: flex;
  flex-direction: column;
  gap: 1.25rem;
  margin-top: 0;
}

.process-step-row {
  display: flex;
  gap: 1rem;
  align-items: flex-start;
}

.process-steps-vertical .step-num {
  min-width: 36px;
  width: 36px;
  height: 36px;
  font-size: .85rem;
  margin: 0;
  flex-shrink: 0;
}

.step-body strong {
  display: block;
  font-size: .9rem;
  color: var(--text);
  font-weight: 600;
  margin-bottom: .25rem;
}

.step-body p {
  color: var(--text-muted);
  font-size: .875rem;
  margin: 0;
}

/* ── Founder / Meet Your CPA Section ──────────────────────── */
.founder-section {
  padding: 5rem 0;
  background: var(--navy);
}

.founder-grid {
  display: grid;
  grid-template-columns: 320px 1fr;
  gap: 4rem;
  align-items: start;
}

.founder-photo-wrap {
  position: relative;
}

.founder-photo-wrap img {
  width: 100%;
  border-radius: var(--radius-lg);
  box-shadow: 0 20px 60px rgba(0,0,0,.4);
  border: 3px solid rgba(201,168,76,.3);
}

.founder-photo-badge {
  position: absolute;
  bottom: -1rem;
  right: -1rem;
  background: var(--gold);
  color: var(--navy);
  padding: .6rem 1.1rem;
  border-radius: var(--radius);
  font-size: .78rem;
  font-weight: 700;
  letter-spacing: .04em;
  text-transform: uppercase;
  box-shadow: var(--shadow-md);
}

.founder-content h2 {
  color: var(--white);
  margin-bottom: 1.25rem;
}

.founder-content .section-eyebrow {
  color: var(--gold);
}

.founder-content > p {
  color: rgba(255,255,255,.75);
  margin-bottom: 1rem;
  font-size: .975rem;
}

.founder-credentials {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: .85rem;
  margin: 1.75rem 0;
}

.founder-credential-item {
  display: flex;
  align-items: flex-start;
  gap: .65rem;
}

.founder-credential-icon {
  font-size: 1.1rem;
  flex-shrink: 0;
  margin-top: .1rem;
}

.founder-credential-text {
  font-size: .875rem;
  color: rgba(255,255,255,.7);
  line-height: 1.4;
}

.founder-credential-text strong {
  display: block;
  color: var(--gold-light);
  font-weight: 600;
  font-size: .78rem;
  text-transform: uppercase;
  letter-spacing: .04em;
  margin-bottom: .1rem;
}

.founder-quote {
  background: rgba(201,168,76,.1);
  border-left: 3px solid var(--gold);
  padding: 1.1rem 1.4rem;
  border-radius: 0 var(--radius) var(--radius) 0;
  margin: 1.5rem 0;
  font-style: italic;
  color: rgba(255,255,255,.85);
  font-size: .975rem;
  line-height: 1.65;
}

/* ── Consulting Photos Grid ────────────────────────────────── */
.consulting-photos-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 2rem;
  margin-top: 2.5rem;
}

.consulting-photo-card {
  border-radius: var(--radius-lg);
  overflow: hidden;
  box-shadow: var(--shadow-md);
  position: relative;
  background: var(--navy);
}

.consulting-photo-card img {
  width: 100%;
  height: 320px;
  object-fit: cover;
  display: block;
}

.consulting-photo-caption {
  background: rgba(10,22,40,.06);
  padding: 1rem 1.25rem;
  border-top: 1px solid var(--border);
}

.consulting-photo-caption strong {
  display: block;
  color: var(--text);
  font-size: .875rem;
  font-weight: 600;
  margin-bottom: .2rem;
}

.consulting-photo-caption span {
  font-size: .8rem;
  color: var(--text-muted);
}

/* ── Responsive ────────────────────────────────────────────── */
@media (max-width: 1024px) {
  .primary-nav { display: none; }
  .nav-cta { display: none; }
  .menu-toggle { display: flex; }
  .founder-grid { grid-template-columns: 260px 1fr; gap: 2.5rem; }

  .stats-grid { grid-template-columns: repeat(2, 1fr); }
  .values-grid { grid-template-columns: repeat(2, 1fr); }
  .process-steps { grid-template-columns: repeat(2, 1fr); }
  .process-steps::before { display: none; }
  .footer-grid { grid-template-columns: 1fr 1fr; gap: 2rem; }
  .service-detail-grid { grid-template-columns: 1fr; }
  .service-sidebar { order: -1; display: grid; grid-template-columns: repeat(3, 1fr); }
}

@media (max-width: 768px) {
  .section { padding: 3.5rem 0; }
  .hero { min-height: 75vh; }
  .hero-stats { gap: 1.5rem; }
  .hero-stat-num { font-size: 1.35rem; }

  .two-col, .three-col { grid-template-columns: 1fr; }
  .split-section { grid-template-columns: 1fr; gap: 2rem; }
  .split-section.reverse { direction: ltr; }
  .founder-grid { grid-template-columns: 1fr; gap: 2rem; }
  .founder-credentials { grid-template-columns: 1fr; }
  .founder-photo-badge { bottom: .5rem; right: .5rem; }
  .consulting-photos-grid { grid-template-columns: 1fr; }

  .cta-band-inner { flex-direction: column; text-align: center; }
  .cta-band-actions { justify-content: center; }

  .contact-grid { grid-template-columns: 1fr; }
  .contact-info { order: -1; display: grid; grid-template-columns: 1fr 1fr; }

  .form-row { grid-template-columns: 1fr; }

  .footer-grid { grid-template-columns: 1fr; gap: 2rem; }
  .footer-bottom { flex-direction: column; gap: .5rem; text-align: center; }

  .service-sidebar { grid-template-columns: 1fr; }

  .top-bar-right { display: none; }

  .problem-solution-grid { grid-template-columns: 1fr; }
}

@media (max-width: 480px) {
  .hero-actions { flex-direction: column; }
  .hero-stats { flex-direction: column; gap: 1rem; }
  .stats-grid { grid-template-columns: repeat(2, 1fr); }
  .values-grid { grid-template-columns: 1fr; }
  .process-steps { grid-template-columns: 1fr; }
  .contact-info { grid-template-columns: 1fr; }
  .top-bar-left { flex-direction: column; gap: .25rem; align-items: flex-start; }
}