📍 Memphis, Tennessee ✉ info@grffinancials.com
CPA-Led Strategic Advisory

Precision. Discipline.
Financial Growth.

Move from reactive accounting to executive-level financial strategy designed for controlled scale. GRF Financials delivers institutional-grade advisory to growth-focused businesses and high-net-worth individuals.

$1M+
Client Revenue Served
5
Core Advisory Services
100%
Senior-Level Access
How We Help

Executive Financial Leadership, Delivered

GRF Financials bridges the gap between basic accounting and true strategic finance — giving you the clarity and confidence to make decisions that drive enterprise value.

📈

Strategic CFO Guidance

Fractional CFO governance, reporting cadence, and scenario-based planning that gives founder-led teams the financial leadership they need to scale without full-time overhead.

📋

Proactive Tax Strategy

Year-round tax modeling and implementation planning tied directly to your operating goals — not just a year-end scramble. Reduce tax drag and improve liquidity systematically.

🏆

Exit & Value Readiness

Multi-year value acceleration planning with tax and financial readiness milestones. Build the enterprise value and due diligence confidence needed for a premium transaction.

Who We Serve

Built for Decision-Makers Who Demand More

Our advisory model is designed for two distinct client profiles — both requiring precision, discipline, and a trusted financial partner.

🏢 Growing Businesses ($1–5M Revenue)

  • Scaling challenges solved with structured financial leadership
  • Cash flow discipline to support sustainable, predictable growth
  • Forward-looking strategic clarity for founders and operators
  • Board-ready reporting and financial narrative development
  • Entity structure optimization for tax efficiency at scale

👑 High-Net-Worth Individuals

  • Tax optimization designed for complex, multi-source income profiles
  • Asset protection and risk-aware planning structures
  • Long-term wealth and legacy planning coordination
  • Investment entity structuring and pass-through optimization
  • Coordinated planning across business and personal balance sheets
CFO Advisory Services
CFO Advisory

Executive Financial Leadership Without the Full-Time Cost

Founder-led teams often lack the forward-looking financial leadership required to make confident scaling decisions. Growth stalls from cash surprises, margin leakage, and delayed choices — not from lack of effort.

GRF Financials provides fractional CFO governance that delivers the strategic clarity, reporting cadence, and scenario-based planning your business needs to move decisively.

Cash Flow Forecasting Predictive modeling that eliminates cash surprises and supports confident investment decisions.
Board-Ready Reporting Clean, decision-grade financial packages that communicate performance and trajectory.
Margin & Pricing Analysis Identify and close margin leakage before it compounds across your growth trajectory.
Explore CFO Advisory →
$5M+
Revenue Range Served
Year-Round
Tax Planning Cadence
Direct
Senior Advisor Access
CPA-Led
Every Engagement
Tax Strategy and Planning
Tax Strategy

Stop Reacting to Taxes. Start Engineering Your Outcome.

Most tax work is reactive — a year-end scramble with limited strategic windows remaining. The result is a higher tax burden and missed opportunities to optimize your entity structure, compensation design, and timing decisions.

GRF Financials implements year-round tax modeling and planning tied directly to your business operating goals, so every major decision is made with full tax awareness.

Entity Structure Optimization Evaluate and implement the right structure to minimize tax drag as you scale.
Compensation & Distribution Planning Design owner compensation and distributions for maximum after-tax efficiency.
Quarterly Tax Modeling Ongoing projections that eliminate year-end surprises and improve cash planning.
Explore Tax Strategy →
Why GRF Financials

The Difference Is in the Approach

We built GRF Financials to solve a specific problem: growth-stage businesses and high-net-worth individuals deserve institutional-grade financial strategy — not just compliance services.

🎯

Strategic Thinking

We operate beyond compliance. Every engagement is built around decision-grade financial insight that drives measurable outcomes — not just accurate reports.

📅

Proactive Planning

Tax and growth planning occur year-round at GRF Financials — not after outcomes are already fixed. We stay ahead of your financial calendar so you never lose leverage.

🤝

Founder Access

Every client has a direct advisory relationship with senior leadership. No junior handoffs, no account managers — just experienced CPA-level counsel when you need it.

📈

Measurable Execution

We don't just advise — we implement. From tax filings to CFO reporting packages, our team executes alongside your business with precision and accountability.

🔒

Confidential & Trusted

Your financial information is handled with the highest standard of confidentiality. We operate as a true extension of your leadership team — with discretion and integrity.

🚀

Growth-Oriented

Our frameworks are built for businesses that are scaling — not standing still. We bring the financial infrastructure that supports controlled, sustainable growth.

How It Works

From First Conversation to Full Execution

Our engagement process is designed to establish fit, build context, and deliver value quickly — without unnecessary complexity.

1

Qualification

Complete our brief qualification form to confirm advisory fit and define your primary financial challenge.

2

Strategy Call

A focused 30-minute conversation with a senior advisor to assess your current state and define priorities.

3

Engagement Design

We build a tailored advisory scope — services, cadence, and deliverables — aligned to your specific goals.

4

Ongoing Advisory

Continuous execution, reporting, and strategic guidance delivered by your dedicated advisory team.

Ashley Garrison, CPA — Founder of GRF Financials
Meet Your Advisor

Led by Ashley Garrison, CPA

Ashley Garrison founded GRF Financials after eight years inside a Fortune 500 organization — where she earned recognition for analytical excellence and built an institutional understanding of what great financial leadership looks like.

A first-generation college graduate who earned her degree with honors, Ashley brings that same discipline and drive to every client relationship. Her philosophy: clarity, compassion, and results.

Certified Public Accountant (CPA)Licensed CPA with over a decade of experience across corporate, manufacturing, and retail sectors.
Direct Senior AccessEvery client works directly with Ashley — no junior handoffs, no account managers.
Community LeaderBoard Member & Treasurer of the S.O. What! Foundation; mentor to youth and aspiring entrepreneurs.
Meet Ashley →
Client Perspective

What Our Clients Say

★★★★★
"GRF Financials transformed our financial clarity. What was once reactive accounting became forward-looking strategy. We now make growth decisions with full confidence in our numbers." — CEO, Manufacturing Company
★★★★★
"Their tax strategy alone paid for the engagement multiple times over. The proactive planning approach caught opportunities our previous CPA never surfaced — and we've never looked back." — Private Business Owner
★★★★★
"The fractional CFO model gave us executive-level insight without full-time overhead. Our board reporting went from informal updates to institutional-grade financial packages in 90 days." — Founder, Professional Services Firm

Get the Executive Growth Guide

Frameworks for improving financial discipline, tax readiness, and scaling decisions — built for founders and operators who are serious about controlled growth.